ONLINE PAYMENT GATEWAYS

Online Payment Gateway for Small Business: Accept Payments on Your Website Today

We set up a secure payment gateway on your website so your customers can pay by card, digital wallet, or bank transfer. Shopify, WooCommerce, Wix, BigCommerce, and Squarespace all supported.

  • SSL encryption and advanced fraud screening built-in
  • Setup on all major ecommerce and web builders
  • Direct connection to your merchant account with next-day funding
2-5 Days
Setup turnaround
Next-Day
Funding speed
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What a Payment Gateway Does for Your Business

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What a Payment Gateway Does for Your Business

A payment gateway is the technology that securely connects your website to the card networks. When a customer enters their card details on your checkout page, the gateway encrypts the data, sends it to the bank for approval, and returns a response in seconds.

Without a gateway, your website cannot accept card payments. With the right one, set up correctly, your customers pay with confidence and your money arrives the next business day.

Start Accepting Online Payments Today

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Accept Every Payment Type Your Customers Use

Visa
Mastercard
Amex
Discover
Apple Pay
Google Pay
PayPal
ACH / eCheck
BNPL

Which Payment Gateway Is Right for Your Business?

The right gateway depends on how you sell and what platform your website runs on.

Business Type Best Gateway Type Why It Fits
Ecommerce store on Shopify Shopify-compatible gateway Shopify has its own payments built in. If you need a separate gateway, it must be on their approved list. Peakwa connects the right one.
WordPress or WooCommerce site Direct processor or Stripe WooCommerce supports most major gateways via plugins. A direct processor gateway gives you better rates than Stripe or PayPal.
Wix or Squarespace site Platform-compatible gateway Both platforms limit which gateways work. We know which ones are compatible and set them up correctly the first time.
Custom website Direct processor gateway A custom site can use any gateway. A direct processor gives you the best rates and most control over the checkout experience.
Subscription or recurring billing Gateway with recurring support Not all gateways handle recurring billing well. We select one built for subscriptions and configure it for your billing cycle.

Not sure which one fits your business? A free consultation takes ten minutes and tells you exactly what you need.

Works With Your Website Platform

Shopify WooCommerce Wix BigCommerce Squarespace Custom Websites

What's Included in Your Gateway Setup

What's Included in Your Gateway Setup

Secure Checkout Page

We set up a PCI-compliant checkout page on your website so customers can pay with confidence. SSL encryption and fraud screening are included.

Multiple Payment Methods

Cards, digital wallets, and bank transfers all supported. Your customers pay the way they prefer and you never lose a sale to a missing payment option.

Next-Day Funding

Online payments land in your account the next business day, the same as in-store transactions through your Peakwa merchant account.

Who Needs an Online Payment Gateway

Businesses with a website that currently cannot accept card payments online.

Store owners whose current gateway is slow, expensive, or not compatible with their platform.

Businesses expanding from in-store to online sales and needing to add a payment gateway to their site.

Who Needs an Online Payment Gateway

Why Choose Peakwa as Your Payment Gateway Provider

How we compare to generic software setups or standalone processors.

Platform Compatibility

We support Shopify, WooCommerce, Wix, BigCommerce, Squarespace, and custom sites. We select and configure a gateway that works perfectly with your setup.

Unified Account

Connect your online gateway to your Peakwa merchant account. One rate, one statement, one login, and one support line for all your channels.

Next-Day Funding

Keep your cash flow moving. Sales made on your website hit your bank account the next business day, just like in-store transactions.

PCI Compliance & Security

Our setups prioritize security. We configure fraud screening and hosted checkouts to keep you compliant with the least administrative burden.

Payment Gateway Questions, Answered

A payment gateway is the technology that securely processes card payments on your website. It encrypts your customer's card details, sends them to the bank for approval, and tells your site whether the payment went through.

It depends on your platform and how you sell. A direct processor gateway generally offers better rates than third-party options like Stripe or PayPal. A free consultation from Peakwa will tell you which gateway fits your setup best.

Yes. A merchant account is where your funds are held after a transaction. A payment gateway is the technology that processes it. Both are required. Peakwa sets up and manages both under one account.

Shopify has its own built-in payments system. If you need a third-party gateway, it must be on Shopify's approved list. Peakwa knows which gateways are compatible and sets them up correctly.

Most gateway setups are live within two to five business days. Custom integrations on bespoke websites may take longer.

Understanding Online Payment Gateways for Small Business

Every ecommerce website and any business that takes online bookings or sells services online needs a payment gateway. It is not optional. Without one, visitors can browse your site but they cannot pay you. With the right one in place, your website becomes a sales channel that works while you sleep.

Most small business owners know they need a payment gateway but are not sure which one, how it connects to their site, or what it will cost them. That confusion is why many businesses end up on Stripe or PayPal by default. Those are fine options but they are rarely the best-value ones, especially for businesses processing more than a few thousand dollars a month.

What a Payment Gateway Is and How It Fits Into the Payment Flow

When a customer enters their card details on your checkout page, several things happen in under two seconds. The gateway encrypts the card data so it cannot be intercepted. It sends the encrypted data to the card network, which checks it with the customer's bank. The bank approves or declines. The gateway receives the response and tells your website whether to complete the order. All of this happens invisibly and securely.

The Difference Between a Gateway and a Merchant Account

A payment gateway is the technology that processes the transaction. A merchant account is where the funds go after the transaction is approved. Think of the gateway as the pipe and the merchant account as the bucket. You need both. Some providers bundle them together. Others sell them separately. Peakwa handles both under one account so you have one rate, one statement, and one support contact.

How to Choose the Right Payment Gateway for Your Platform

The first question is always: what platform is your website on? Shopify, WooCommerce, Wix, BigCommerce, and Squarespace all have different gateway requirements. Some have built-in payments. Some work with any gateway through a plugin. Some limit you to a specific approved list. Choosing a gateway that is not compatible with your platform is a common and frustrating mistake. Peakwa knows the compatibility requirements for every major platform and sets up the right gateway the first time.

Why Direct Processor Gateways Often Cost Less Than Stripe or PayPal

Stripe and PayPal are convenient because they are easy to set up. But their pricing is flat-rate, which means you pay the same percentage on a debit card transaction as on a premium rewards card, even though the actual cost to process a debit card is much lower. A direct processor gateway with interchange-plus pricing passes you the real cost of each transaction plus a small markup. For most businesses processing more than a few thousand dollars a month, the difference is meaningful.

What PCI Compliance Means for Online Payments

PCI DSS is the security standard that applies to every business that handles card data online. Your gateway provider must be PCI compliant. Your checkout page must meet PCI standards. If you use a hosted payment page, where the customer enters their card details on the gateway's secure page rather than your own site, your PCI compliance obligations are reduced significantly. Peakwa sets up your gateway in the way that meets compliance requirements with the least burden on you.

How Peakwa Sets Up a Gateway and What Is Included

We start with a free consultation to understand your platform, your sales volume, and any specific requirements. Then we select the right gateway, set it up and test it, connect it to your merchant account, and make sure it is working on your website before we hand it over. We include PCI compliance guidance, fraud screening configuration, and next-day funding as standard. After go-live we stay available if anything needs adjusting.

If you are ready to start accepting card payments on your website, or if you want a better deal than you are getting from your current gateway, reach out for a free consultation. We will show you the right setup and what it costs before you commit to anything.

Peakwa ensures fast, reliable, and secure online payments for every digital business.