Merchant statements can be complex, filled with hidden charges, non-transparent markups, and unnecessary cost structures. Our goal is to provide clarity, transparency, and long-term savings for U.S. small businesses.
Statement Analysis
Detailed review of interchange rates, fees, surcharges, and cost drivers.
Pricing Optimization
Find the best pricing structure: cost-plus, flat-rate, or interchange-plus.
Transition Support
Help with switching processors, documentation, and training.
We begin with a detailed analysis of your current merchant statements, identifying interchange rates, tiered pricing, surcharges, PCI fees, equipment charges, and other potential cost drivers. Our team compares your rates to industry averages and identifies opportunities for savings.
Peakwa also evaluates your processing volume, average ticket size, business category code (MCC), and transaction patterns to determine the best pricing structure for your business. Depending on your industry, cost-plus, flat-rate, or interchange-plus pricing may be more beneficial.
Once the review is complete, we provide recommendations and options for improvement. This may include switching processors, negotiating lower rates, implementing zero-fee programs, or adopting ACH for high-ticket transactions. Peakwa also helps with transitions, documentation, and training if you choose to switch providers.
Merchant account optimization can significantly impact your bottom line. Our goal is to provide clarity, transparency, and long-term savings for U.S. small businesses.
Get Your Free Statement Review
Discover how much you could save on processing fees. Contact Peakwa for a professional merchant account review and consulting services.