Zero-Fee / Cash Discount Credit Card Processing Programs

Peakwa offers zero-fee and cash discount processing programs that allow businesses to eliminate most—or all—credit card processing fees. These programs are ideal for businesses seeking to reduce overhead without increasing prices.

Zero-fee processing

Ideal for retail shops, restaurants, beauty salons, auto services, medical clinics, and service providers. Businesses that adopt zero-fee programs often save hundreds or thousands of dollars per month.

Cash discount

Cash Discount Program

Customers choose between discounted cash price or standard card rate.

Zero-fee setup

Zero-Fee Processing

Offset processing costs with a small service fee calculated at checkout.

Compliant setup

Compliant Setup

Signage, pricing guidance, and system configuration included.

With cash discount processing, customers can choose between a discounted price for paying with cash or a standard rate for using a card. This method is compliant in most states and helps small businesses keep more of their revenue. Peakwa provides compliant signage, pricing guidance, and system setup to ensure the program is implemented properly.

Zero-fee processing allows business owners to offset processing costs by applying a small service fee to card transactions. This fee covers interchange and processing costs, helping businesses reduce monthly expenses significantly. Peakwa configures the system so that fees are calculated automatically at checkout, ensuring accuracy and simplicity.

Businesses that adopt zero-fee programs often save hundreds or thousands of dollars per month, depending on transaction volume. We help evaluate whether this model fits your industry, customer base, and pricing structure.

Our support includes hardware configuration, staff training, policy setup, and compliance monitoring. With rising transaction fees nationwide, these programs have become essential for businesses looking to maintain profitability.

Eliminate Processing Fees Today

Ready to keep more of your revenue? Contact Peakwa for zero-fee and cash discount processing programs tailored to your business.